Trusted by 15+ Banks & NBFCs across India
Payment Infrastructure
for |

End-to-end payment solutions purpose-built for regulated financial institutions — Escrow, Collections, eNACH, BBPS, Reconciliation & more. One compliant, scalable platform.

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200+
APIs
99.9%
Uptime SLA
<100ms
API Response
15+
Clients & growing
Escrow Payouts eNACH Payin BBPS API Hub e-Sign Recon
Latest Updates
Escrow ManagementCollections Platform Payouts InfrastructureRecon as a Platform BBPS Bill PaymentseNACH API HubLending Infrastructure e-Sign & e-StampTreasury Mangement Escrow ManagementCollections Platform Payouts InfrastructureRecon as a Platform BBPS Bill PaymentseNACH API HubLending Infrastructure e-Sign & e-StampTreasury Mangement
Ndia5 Product Suite

Every Payment Flow.
One Platform.

Modular, compliance-ready infrastructure built exclusively for banks and NBFCs. Deploy one product or the entire stack.

🔐

Escrow Management System

Automated multi-party fund flow with real-time visibility into every trust account. Built for co-lending, RERA, TRA, and project finance — the most complex escrow structures handled end-to-end.

5+
Banks Integrated
↓60%
Settlement time
Co-lendingRERATRA
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01
ESCROW DASHBOARD ● LIVE TOTAL ESCROW BALANCE ₹ 12,48,35,900 ↑ ₹2.4Cr inflow in last 24h COMPLIANT ✓ FUND FLOW BANK ₹5.2Cr NDIA5 ESCROW Rule Engine Active Auto-release ✓ NBFC RECENT TRANSACTIONS ESC-20260406-8821 · ₹1,42,500 DONE ESC-20260406-8820 · ₹84,200 DONE ESC-20260406-8819 · ₹2,30,000 PEND
💸

Payouts

High-volume real-time payouts across NEFT, RTGS, IMPS, and UPI. Intelligent rail routing, batch processing with retry logic, and full audit trails — all in one API call.

12K+
Txns/minute
<100ms
API latency
IMPSNEFTRTGSUPI
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02
PAYOUT ENGINE — LIVE TRANSACTIONS TODAY 84,12,039 ↑ 12,483 in last minute IMPS 42K txns/min UPI 28K txns/min NEFT 9.8K txns/min RTGS 4.5K txns/min THROUGHPUT — LAST 12 HRS Avg latency: 87ms P99: 98ms Uptime: 99.9%
📥

Collection Platform

Multi-channel loan repayment collection across eNACH, UPI, BBPS, and net banking. Smart retry orchestration, real-time delinquency dashboards, and automated escalation workflows.

99%
Collection accuracy
↑40%
Recovery lift
eNACHUPIBBPS
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03
COLLECTION DASHBOARD COLLECTED ₹482Cr Today SUCCESS RATE 99.1% PENDING 1,248 MANDATES 52.4L CHANNEL BREAKDOWN eNACH68% UPI AutoPay18% BBPS9% Net Banking5% SMART RETRY QUEUE MND-BF-88291 · ₹12,500 · Retry 2/3 · 14:30 SCHEDULED ⚡ AI Retry Optimiser Active
🔄

Recon as a Platform

AI-powered reconciliation across UPI, NEFT, RTGS, and NACH. Automatic matching engines, exception flagging with root-cause analysis, and audit-ready RBI reports. Cut manual work by 90%.

↓90%
Manual ops
99.8%
Auto-match rate
All RailsAI MatchingAudit Ready
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04
RECONCILIATION ENGINE AI ACTIVE ⚡ RECORDS PROCESSED 1,84,291 99.8 % matched Matched 1,83,923 Exceptions: 368 RAIL-WISE STATUS UPI 99.9% NEFT 99.7% NACH 99.8% RTGS 100% EXCEPTIONS — AI FLAGGED EXC-2042 · Amount mismatch · NEFT · ₹1,200 diff REVIEW RBI Audit Report Ready ↓ Download Report
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Trusted by India's leading Banks, NBFCs & Fintechs
10+ Customers
10+ Customers
10+ Customers

Why Ndia5
and Why Now?

"

In simply put, India5 or NDIA5 is the framework, Indiafy is the execution.
NDIA5 is B2B venture catering to businesses in areas of banking and Tech interplay in areas of Domestic Payment & collection, Digital Banking and Lending and Risk & Compliance advisory.

PS
Pushpendra Sharma
Co-Founder & CEO
"

Ndia5 is our attempt to build a robust lending infrastructure — starting from payments, collections, and KYC, and evolving into a curated lending marketplace, including co-lending opportunities. The focus is to create seamless, compliant, and scalable solutions that truly solve real-world financial challenges.

ST
Shailendra Tiwari
Co-Founder, CPO & CIO
"

At NDIA5, our focus is on building future-ready financial technology infrastructure that businesses can truly rely on — secure, scalable, practical, and execution-driven.

PP
Pranav Prakash
Co-Founder & COO

Ready to Modernize
Your Payment Stack?

Join 15+ banks and NBFCs who trust Ndia5 to power their critical payment flows.

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